Vinitha Palaniveloo, PHD

AI Agent Strategist | Technical Business Consultant | Deal Broker

DRE #02211439 | NMLS #2479838 | Lic. #4360738

I help founders, self-employed entrepreneurs, and small business owners leverage AI to streamline operations, automate tasks, improve decision-making, and increase business value. My background in computer science and advanced AI systems allows me to design efficient, practical AI workflows for real-world business needs.

I bring together technology, finance, real estate, and business operations into one advisory system. Instead of hiring four different professionals, you gain a single consultant who understands business valuation, commercial real estate strategy, financing and underwriting, AI automation, exit planning and investment analysis.

This multidisciplinary approach gives you an edge that traditional brokers or consultants can’t offer.

Pillars of Techno-Business Expertise

My professional value is built on four key pillars. Select a competency below to see how my experience and technical knowledge connect to deliver real-world results.

  • AI Strategy & Roadmapping


    I leverage Business Analysis to identify high-potential gaps where AI creates immediate value. I design the product vision, ensuring Synergy between technical capabilities and market need. This includes roadmapping AI Agent deployment for lead acquisition, process automation, and business analysis.


    Focus: Business Analysis, Synergy, ROI Mapping

  • Technical Acumen

    My Doctorate-level R&D background provides deep knowledge in system architecture and technical feasibility. I specialize in model governance, performance optimization, and de-risking deployment of AI/ML models in enterprise environments, focusing on stability and scalability.

    Focus: PhD-level R&D, Model Governance, Scalable Architecture

  • Financial & Deal Structuring

    My MLO/Brokerage experience underpins my ability to define product profitability. I handle complex deal negotiation, financial modeling, and due diligence, ensuring all AI strategy aligns directly with maximizing client/product profitability and managing financial risk.

    Focus: Profitability Modeling, Due Diligence, Risk Management

  • PropTech/FinTech Domain Expertise

    As a licensed CRE Agent and MLO, I provide first-hand insight into the industry’s operational pain points and regulatory hurdles. This ensures AI solutions are compliant, targeted, and designed for immediate utility by real estate and lending professionals.

    Focus: MLO/CRE Operations, Regulatory Compliance, Real-World Utility

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Services

As an accredited business broker, I help business owners understand their market value, prepare for a strategic exit, and manage the confidential sale process. I provide realistic valuation ranges, buyer qualification, deal structuring, and negotiation support to ensure a smooth transition and strong exit outcome.

I guide business owners and investors through commercial property acquisitions, sales, and leasing—specializing in retail, industrial, office, and mixed-use assets. Whether you're expanding your business space or building a CRE investment portfolio, my advisory approach blends market analytics with negotiation expertise.

As a loan officer deeply familiar with self-employed borrowers, I offer Non-QM, DSCR, bank statement, P&L, and commercial property financing solutions. I understand how business cash flow works, how tax returns affect approvals, and how to match borrowers with the best lending programs.

CRE Deals

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As an active Commercial Real Estate Agent, I identify, analyze, and broker high-potential investment opportunities. Use the form below to inquire about current listings, investment criteria matching, or strategic acquisition advice.

Select Asset Class

Loan Pre-Qualification

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Need financing? As a Mortgage Loan Originator, I can process commercial and residential loans, utilizing my Financial Analysis skills to structure the best possible terms. Start your pre-qualification here.

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Business Advisory

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Looking to sell your business or acquire a new venture? I use my due diligence, Deal Structuring, and analytical skills to facilitate clean, profitable business transactions.

I want to..

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